Senior Principal Consultant

Chrystal Lacy brings over 27 years of experience in corporate, tech, and fin-tech industry to her role as Principal Consultant at Golden Key Consulting. She is passionate about helping businesses succeed and offers a comprehensive range of services tailored to meet specific client needs.

Senior Financial Consultant

Kelly B. Hunter is a powerhouse in financial services, an entrepreneur, and a champion of financial literacy and empowerment. As the CEO and founder of Winning Credit Solutions, KellyBProtectsMe and Tailored Tax Solutions, Kelly provides innovative and comprehensive services that help individuals and businesses achieve financial security and create lasting legacies. With her extensive experience and unwavering commitment to education, Kelly has become a trusted name in financial planning, tax strategy, credit repair, and insurance solutions.

Kelly launched Winning Credit Solutions Wto help clients rebuild personal and business credit and access the funding they need to thrive. By focusing on proven strategies and actionable steps, Kelly empowers her clients to take control of their financial futures.

Through her insurance agency, KKelly delivers personalized solutions for life, health, and disability insurance, as well as retirement planning. Her clients benefit from her tailored approach, which ensures they are protected against life’s uncertainties while building a secure financial foundation.

Her third venture, Tailored Tax Solutions, specializes in advanced tax strategies for business owners and high-net-worth individuals. By leveraging Kelly’s deep expertise, clients can reduce tax liabilities, retain more of their earnings, and position themselves for sustained financial growth.

From 2018 to 2022, Kelly hosted the acclaimed radio show Winning Credit Solutions, which aired to a global audience spanning the United States, Canada, Africa, and Jamaica. The show focused on financial literacy, providing actionable insights and expert advice on topics such as credit repair, wealth-building strategies, and retirement planning. Kelly’s ability to break down complex financial topics into relatable and practical guidance earned her a loyal following and cemented her reputation as a trusted financial educator.

Kelly’s commitment to making a difference extends far beyond her business ventures. From 2018 to 2022, she served as the Finance Committee Chair of the NAACP, where her expertise in financial management played a critical role in advancing the organization’s mission.

As a board member of What About US, Kelly worked tirelessly to support foster care youth aging out of the NYC foster care system, ensuring they had access to essential resources for a successful transition into independent adulthood. Her dedication culminated in the creation of a financial literacy curriculumfor the largest foster care agency in New York City. This groundbreaking program has empowered countless young people with the tools they need to navigate financial challenges and build brighter futures.

From 2016 to 2018, Kelly also served as the in-house financial expert for The Freedom Team, where she provided strategic guidance on personal and business finance for individuals seeking to improve their financial circumstances. Her role was instrumental in helping team members create actionable plans to achieve financial independence.

Kelly’s holistic and client-focused approach sets her apart in the financial services industry. Her expertise spans:

• Personal and Business Credit Repair: Through Winning Credit Solutions, Kelly helps clients rebuild credit and unlock new opportunities.

• Life, Health, and Disability Insurance:K Kelly provides customized insurance plans for families and businesses.

• Advanced Tax Strategies: Tailored Tax Solutions delivers cutting-edge tax planning to reduce liabilities and grow wealth.

• Retirement and Legacy Planning: Kelly empowers clients to build secure futures and leave lasting legacies.

• Financial Education: From radio shows to nonprofit initiatives, Kelly has a proven track record of educating diverse audiences and transforming lives.

Business, Real Estate, and Marketing Strategist

Joshua Gilmore is a multifaceted business consultant, licensed real estate professional, and former marketing strategist with a diverse background spanning multiple industries. Before launching his own successful consulting firm, Joshua gained invaluable experience working with a marketing giant, where he honed his expertise in brand strategy, client acquisition, and data-driven growth initiatives. This experience equipped him with a deep understanding of how to create and execute impactful campaigns that drive revenue and build market presence.

In addition to his marketing background, Joshua has spent over six years working alongside his brother in the real estate industry. During this time, he became a licensed real estate professional and cultivated an extensive network of industry experts—including contractors, lenders, and service providers—capable of handling any client need. His real estate portfolio includes experience in property management, investment advisory, and negotiation, positioning him as a trusted advisor for both first-time buyers and seasoned investors.

Joshua’s professional journey also includes key roles as an account manager, business development strategist, and payroll manager for companies ranging from small businesses to major enterprises. His ability to streamline operations, optimize financial workflows, and identify growth opportunities has made him a sought-after consultant for businesses aiming to achieve scalable success.